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Updated for January 2026

Does spray foam affect home insurance?

Some UK insurers now ask about it directly; non-disclosure can invalidate cover.

Always disclose. The premium impact varies but the validity of your policy depends on honest answers.

Frequently asked questions

Are some insurers more relaxed?

Yes — it is worth shopping at renewal.

Worried spray foam is blocking your mortgage?

Get a free, confidential review of your situation. We'll tell you honestly whether removal is needed and which UK lenders may still consider your property.

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