About SprayFoam Mortgage Help

SprayFoam Mortgage Help is an independent UK advisory service for homeowners caught up in the spray foam insulation mortgage crisis. We are not installers, we do not sell foam, and we do not earn commission from mortgage lenders.

Our work is informed by years of experience with UK mortgage underwriting, RICS-aligned survey standards and PCA-recognised removal practice. We exist because the official guidance is fragmented and the commercial advice is conflicted — homeowners deserve a calm, expert second opinion.

What we do

• Free initial review of your spray foam mortgage situation.
• Connect homeowners with vetted UK removal specialists.
• Guide on lender appetite, surveyor preparation and post-removal documentation.
• Maintain plain-English public guides covering every aspect of the issue.

What we don't do

• We don't sell or install spray foam.
• We don't take referral commission from lenders.
• We don't pressure you — every recommendation considers your specific situation.

Editorial standards

All content is reviewed regularly against the latest RICS guidance and lender positions. Where policies change, we update the relevant pages and date them clearly. Nothing on this site constitutes regulated mortgage advice — always confirm with your broker or lender.