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Updated for January 2026

Best alternatives to spray foam insulation

Mineral wool, sheep's wool, wood fibre and PIR boards are all lender-friendly options.

For most UK lofts, mineral wool laid between and over joists remains the best balance of cost, performance and lender acceptance.

Frequently asked questions

Are alternatives cheaper?

Yes — typically a fraction of the cost of spray foam.

Worried spray foam is blocking your mortgage?

Get a free, confidential review of your situation. We'll tell you honestly whether removal is needed and which UK lenders may still consider your property.

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