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3.  What do surveyors say about spray foam insulation? 

Updated for January 2026 

# What do surveyors say about spray foam insulation?

RICS-aligned surveyors flag spray foam, comment on its visibility and ventilation impact, and recommend specialist investigation.

Most reports stop short of declaring the property unmortgageable but provide enough information for the lender to decline.

## Frequently asked questions

Will the report be shared with me?＋ 

The lender's report is theirs — but you can commission your own homebuyer survey.

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